Zentru Companion

Every Zentru feature, walked through.

Companion to Zentru Pro and Zentru Enterprise. For each feature: what it does, what you click, what Zentru does in response, wait times, regulatory hurdles, confirmed solutions, and citations.

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Enterprise tier · /dashboard → Family Bank

Ready

Family Bank — Insurance-Funded Lending Desk

Turn a trust-owned permanent life policy into a tax-advantaged reservoir that lends to family members at the Applicable Federal Rate.

Enterprise tier · /dashboard → Crummey Ledger

Ready

Crummey Service — Automated Beneficiary Notices

Generate IRS-ready Crummey notices, capture e-signature acknowledgments, and seal each tax year into the Tax Compliance Vault.

Enterprise tier · /dashboard → Board Room

Ready

Board Room — 2-of-3 Multi-Sig Governance

Every consequential trust action requires two of three signatures (Trustee, Protector, Independent). No single key can move assets, change beneficiaries, or rewrite the rules.

Enterprise tier · /dashboard → Asset Depot

Ready

Asset Depot — Provenance & Human-Capital Log

Single source of truth for every trust-owned asset: title chain, valuation history, custodian, and the human-capital story (who built it, who maintains it, who inherits the know-how).

Enterprise tier · /dashboard → Triggers

Ready

Value Triggers — Activity-Based Payouts

Distributions that fire on real-world milestones (graduation, first home, business launch) instead of arbitrary calendar dates — turning a trust into an incentive engine rather than an entitlement.

Pro tier · Drafting Wizard → Step 03

Ready

Silent Trust under W.Va. §44D-8-813(d)

Withhold beneficiary notification until a specified age or event, using a Designated Representative to receive accountings on the beneficiary's behalf — protecting heirs from premature disclosure without sacrificing fiduciary oversight.

Pro tier · Drafting Wizard → Step 06

Ready

Stellar Multi-Sig Activation

Turn the trust's Stellar account from a single-key wallet into a fiduciary-grade 2-of-3 (or higher) vault with one signed setOptions transaction.

Pro tier · /wizard

Ready

Document Wizard — Trust Deed & DR Form

Step-by-step assembly of the trust instrument, designated-representative appointment, trustee acceptance, and protector appointment — every clause tied to a statute, every section ready for attorney review.

Pro tier · /wizard → Step 05

Ready

Attorney Review Workflow

Structured channel that ships the wizard package to a licensed attorney, captures their redline, and locks the executed version into the audit chain.

Pro tier · /pricing

Ready

Pricing Tiers — Zentru Pro & Enterprise

Two product tiers companion this academy: Zentru Pro for individual families, Zentru Enterprise for multi-generational offices and institutional operators.